Gender and Workers’ Compensation Claims

March, 2000

A recent study by the National Council on Compensation Injuries (“NCCI”) found that male workers are more likely to sustain workplace accidents, although females are more likely to file claims for occupational diseases and cumulative trauma. The study, “Gender in Workers’ Compensation Claims,” showed that male employees were more likely to file claims for traumatic injuries and that the incidence of serious workplace injuries, fatalities and total disability was higher for men. The study found that the risk of injury in female employees was lower in occupations that were predominantly female, while the risk to female workers increased in occupations that were predominantly male, even though that level remained lower than the risk to men in these same occupations.

Some interesting findings of the study were:

  • Female workers constitute 33.1 % of back injury cases.
  • Older workers injured on the job are more likely to be female, especially in the case of amputations, fractures, lacerations, mental stress cases and carpal tunnel syndrome.
  • Female workers are more likely to suffer injuries related to workplace violence and criminal assaults.
  • The important risk factors in fatal and permanent total disability sustained by males are their occupation, age and marital status.
  • Males are more likely to suffer from work-related motor vehicle accidents.

For additional information about this study, contact NCCI at (561) 997-4749.